When you're planning to travel to another country, it doesn't make sense not to have travel health insurance to protect you against costly medical bills and expenses should you be involved in an accident or suffer from a medical situation when you are traveling. Even if you are only visiting a foreign country like the United States or Canada for an afternoon, on a shopping trip or whatever, it isn't worth the risk to be without international medical insurance, as your native coverage isn't likely to cover you in the event of a medical situation.

Travel health insurance is not a costly investment, and can often be secured at your local travel agency, or through your homeowners insurance, your workplace, your auto insurer, or through private brokers. The small amount of money invested in your personal protection can go a long way, especially when hospital costs and medications can rise quickly into thousands of dollars.

So before you plan your next trip across the border or across the globe, ensure that you are properly protected against medical incidents, accidents, and other events, because you will have an easier time recovering knowing that there isn't going to be a huge medical bill to send you into a relapse!